1. Use of the Website

You must be at least 18 years old or have the consent of a parent/guardian to use our services. You agree to use this website for lawful purposes only and not to engage in any activity that may disrupt or interfere with its operation. Unauthorized use of the site, including attempts to gain access to restricted areas, is prohibited.

2. Educational Purpose Only

Equitra Academy provides educational content related to trading, investing, and financial markets. We are not a licensed financial advisor, broker, or investment firm.

All information shared in our courses, tutorials, and materials is for educational purposes only and should not be considered financial or investment advice.

You are solely responsible for any financial decisions you make. Trading involves risk, and you may lose part or all of your capital.

3. Account Registration

To access courses, referral programs, or earnings-related features, you must sign up for an account on our platform.

When signing up, you must provide accurate and complete information.

You are responsible for maintaining the confidentiality of your login credentials.

Equitra Academy reserves the right to refuse, suspend, or terminate accounts that provide false information or violate these Terms.

4. Payments, Referral Fees, and Withdrawals

Payments

Fees for courses, subscriptions, or services are clearly indicated at the time of purchase.
All payments are due upfront unless otherwise specified.

Referral Fees

Equitra Academy may offer a referral program where registered users earn referral fees for every successful enrollment.
Referral earnings, eligibility, and rates will be detailed in the referral program guidelines provided in your account dashboard.

Abuse of the referral system, including creating fake accounts or fraudulent activities, will result in forfeiture of earnings and possible termination of your account.

Withdrawal Requests

Users who earn referral fees or other incentives may request withdrawals through the platform. All withdrawal requests will be processed within 48 hours, subject to verification and compliance with our policies.

Equitra Academy is not responsible for delays caused by third-party payment providers or banks. Minimum withdrawal amount is 500 pesos.

5. Intellectual Property

All content on Equitra Academy—including text, videos, graphics, and course materials—is protected by copyright and intellectual property laws.

You may not reproduce, distribute, or resell any part of our content without prior written consent. Access to purchased materials is for personal use only.

6. Limitation of Liability

We are not responsible for any financial losses, damages, or outcomes resulting from the application of our educational content.

To the maximum extent permitted by law, Equitra Academy and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

7. Third-Party Links

Our website may contain links to third-party websites or services.

We are not responsible for the content, accuracy, or practices of these external sites.

8. Termination of Use

We reserve the right to suspend or terminate access to our services at any time if you violate these Terms.

9. Changes to Terms

We may update or modify these Terms from time to time. Any changes will be posted on this page, and continued use of our services constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Catbalogan City, Samar.

11. Use of the Website

For any questions or concerns about these Terms, please contact us at:

Equitra Academy

Email: investraph.official@gmail.com

Phone: 9684154114